Decision Optimization for Online Origination Credit Underwriting Income Estimation Personalized Pricing Cash Flow Modeling Line Assignment

Unleash your customer's potential with real-time, optimized decisions.. without code

Innovative credit unions, banks, and fintechs are choosing Modelshop to:

TRUSTED BY

We make an impact
where it matters...

Modelshop has been automating lending decisions with credit and banking data for over a decade.

Our no-code decision platform and customized services gets clients into production 10x faster and more cost effectively than traditional approaches.

A rocket ship for automating customer decisions

The Modelshop team has been building analytic decision engines for decades and our platform enables us to help risk teams automate AI powered lending and risk decisions 10x faster than coding.

Connect to industry data

Modelshop has plugins for bureaus, open banking data and identity vendors to help assemble models quickly.

Create custom variables

Every risk team has their unique view into credit decisions. Build new insights with no code tools.

Build AI guided decision logic

Use historic customer data to guide new decision logic using predictive modeling and offer optimization tools.

Click to deploy a decision API

Deploy as real-time API decision engines with a click, with built in decision monitoring and perforance tracking.

Advanced Risk Algorithms, without a PhD

Leverage alternate data, calculate cash flows and determine the ideal relationship decisions for your customers or members using no code AI.

Traditional Score & Segmentation

Probability of default prediction combined with ‘credit box’ segmentation across key ratios.

Risk-Weighted Cash Flows

Weighted ROA predictions based on cash flows, debt positions, likely default month and price point.

High Dimension Predictions

Advanced predictive analytics translated into explainable multidimensional segmentations.

Economic Impact Projections

Model risk based on collateral values, economic indicators and potential adverse events.

Check Out The WCUC 2024 Panel Discussion

Beyond the Score - How Personalized Credit Offers can help Modernize CU Lending

November 19, 2024 | 11:00am - 11:45pm ET

Picture of John San Filippo

John San Filippo

Founder
Finopotamus

Picture of Don Arkell

Don Arkell

Founder
CU Lending Advice

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Tom Tobin

Founder & CEO
Modelshop