Credit Offer Automation for:
Credit Unions
Community Banks
SMB Lenders
Fintech Partners
Don’t just make the decision. Make the offer.
Innovative credit unions, banks, and fintechs are choosing Modelshop to:
- Automate real-time credit offers
- Personalize product offerings
- Leverage cash flows and open banking data
- Grow approvals and expand accounts
TRUSTED BY
We make an impact where it matters...
Modelshop’s no-code offer engine helps financial institutions strategically automate, measure, and make real-time personalized credit offers. The platform enables FIs to better understand customer needs, behaviors, preferences, and financial health—while implementing new credit offer strategies ten times faster and more cost-effectively than traditional solutions.
Acquire 32% more qualified borrowers
Reduce first-payment default losses by 21%
Increase decision automation by 90%
Deploy new data attributes and strategies in one day
Why Modelshop?
In today’s competitive lending market, making personalized credit offers isn’t a luxury—it’s essential. Data-driven, tailored offers engage customers, boost acceptance rates, and drive revenue growth.
Modelshop’s flexible and tech-agnostic offer engine empowers your team to automate and deliver personalized credit product using data analysis and machine learning—ensuring each customer gets the right financial product, for the right price, at the right time.
- Increase Offer Acceptance Rates
- Enhance Customer Loyalty
- Improve Revenue & Profitability
- Reduce Friction in the Offer Process
- Enhance Portfolio Performance KPIs
A powerful platform to automate personalized credit offers for your customers
Connect to industry data
Modelshop has plugins for bureaus, open banking data, and identity vendors to help assemble models quickly.
Model customer performance
Use advanced analytics to understand and project expected customer performance for your products.
Build optimal offer strategies
Use historical customer data to guide offer strategies using predictive modeling and optimization tools.
Click to deploy real-time offers
Deploy as a real-time offer engine with a click, integrating with all of your origination channels.
Advanced Risk Algorithms, without a PhD
Traditional Score & Segmentation
Probability of default prediction combined with ‘credit box’ segmentation across key ratios.
Risk-Weighted Cash Flows
Weighted ROA predictions based on cash flows, debt positions, likely default month and price point.
High Dimension Predictions
Advanced predictive analytics translated into explainable multidimensional segmentations.
Economic Impact Projections
Model risk based on collateral values, economic indicators and potential adverse events.
