Find Applicants who will Pay You Back

Modern credit models blend fraud, credit, banking and pricing data to predict the future value of a credit relationship. Create cash-flow or alternate data models in days and update them in minutes.

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Building Blocks for Modern Credit Decisions

Credit Risk and Pricing

Create custom credit portfolio models in minutes using credit data, sophisticated risk variables and machine learning.

Income Verification

Leverage banking and wage vendor data to accurately predict real income, including for self-employed and gig economy workers.

Cash-flow Modeling

Utilize credit and banking data to predict temporal risk and profitability to book higher performing customers.

Identity Verification

Combine identity fraud signals from multiple vendors to identify bad actors earlier.

Portfolio Performance

Monitor portfolio performance using the same platform that makes real-time credit decisions, increasing agility.

Model Deployment

Deploy credit models into real-time origination and servicing platforms with a click. No coding required.

DIY or do it with us

Modelshop's credit modeling platform enables risk and credit professionals to create their own custom credit models without code, or we can help.

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