Reduce friction with
income estimation models

Use banking data to predict an applicant's expected income with confidence

Lend with confidence

Leverage banking and wage vendor data to accurately predict real income, including for self-employed and gig economy workers.

Non-Standard Income

Better income tagging using AI

Use predictive analytics to more accurately tag income transactions based on categories, keywords and deposit timing.

Income Stability

Project applicant future income stability

Use past income patterns and sources to predict future expected applicant cash flows, including the probability of income interruption based on economic scenarios.

Continuous Learning

Use expert tagging to improve estimate accuracy

Uncertain deposits can be flagged for manual review and tagged by experts. Manual tagging is fed back into the AI model to improve future accuracy.

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