SBA’s PPP Challenges and the New Normal in Lending

The challenges big banks are having responding to the SBA’s Payroll Protection Program (PPP) is a foreshadowing of how lending is changing forever. Companies struggling to obtain relief financing are seeing stark difference between modern digital-first lenders and slower, more rigid banks. Some will point to the sheer volume of applicants the large banks are […]

Demonstration COVID-19 Projection Model

An interactive version of the model can be accessed here:  Access the Model There has been extensive discussion in the media about how scientists are modeling the progression of the COVID-19 virus. While many of the descriptions of the ‘curve’ of infections from leading authorities have been well articulated, some of the media graphs showing […]

Are Your Credit Models Millennial Ready?

Credit modeling is about to change as Millennials transform into your primary customer As Millennials mature and take their place as the primary market segment for lenders, credit models will have to change in a significant way. As with most industry transformations, this change will be driven by competitive market dynamics but will be enabled […]

Targeted Credit Offers using AI

Models that leverage machine learning and AI can predict, with greater accuracy, applicant behavior. It gives organizations an edge; they can offer products to applicants that they are more likely to purchase. This leads to higher conversion rates and more closed deals. Watch Modelshop’s head of product create a targeted credit model live.

2019 Fintech Innovation Lab Kickoff

Modelshop is a proud alumni of the Fintech Innovation Lab (Partnership Fund for NYC). I had an opportunity to say a few words for the camera at their 2019 class kickoff.