ontology - Modelshop

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No code ontologies for serious business applications

By Tom Tobin | Sep 9, 2021

There is a recent resurgence in no code software platforms that promise to build applications an order of magnitude faster...

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Frictionless Origination with Credit Intelligence

By Tom Tobin | Mar 13, 2023

The first blog in this series highlights how frictionless loan origination is changing the way lenders make credit decisions. In...

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Lenders are Rethinking Credit Risk Models

By Tom Tobin | Feb 22, 2023

In my last post, I outlined an evolution of credit origination due to a shift in demographics, the economy and...

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Dawn of a new era in ‘credit intelligence’

By Tom Tobin | Feb 9, 2023

Changes in demographics, the economy and technology are forcing credit providers to raise the bar on how they originate credit....

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An agile tool to fight fraud: no code AI

By Tom Tobin | Oct 1, 2021

I had the privilege of working with a brilliant team of data scientists and engineers who put a big dent...

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