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Demonstration COVID-19 Projection Model

By Tom Tobin | Apr 2, 2020

There has been extensive discussion in the media about how scientists are modeling the progression of the COVID-19 virus. While...

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CARES Act Model Automation Program

By Tom Tobin | Mar 31, 2020

With the newly approved CARES Act, SMB lenders are scrambling to roll out programs that conform to the released guidelines. In...

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Are Your Credit Models Millennial Ready?

By Tom Tobin | Feb 18, 2020

Credit modeling is about to change as Millennials transform into your primary customer As Millennials mature and take their place...

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The Dawn of Intelligent Applications: Why Machine Learning is Not Enough

By Tom Tobin | Oct 29, 2019

Hype cycles are interesting to me.  These are the cycles as described by Gartner where new innovation undergoes predictable phases...

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Are you leaving the last mile of your AI strategy in spreadsheets?

By Tom Tobin | Sep 19, 2019

As a technologist involved in analytics for decades, it is rewarding and exciting to see machine learning and applied analytics...

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A Brain for your Bot: How human intelligence can save your RPA project

By Tom Tobin | Sep 18, 2019

It seems that the luster is starting to wear off of RPA. It’s to be expected; every new technology goes through...

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Agile AI: How teams are accelerating intelligent applications

By Tom Tobin | Aug 22, 2019

You can’t have a conversation about business or technology without the term Artificial Intelligence creeping into the dialog. I work with...

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Automating your current processes with robots may be a mistake

By Tom Tobin | Jul 30, 2019

Robotic Process Automation (RPA) has fueled industry concerns about job security and the future of the human workforce. These concerns make good...

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Targeted Credit Offers using AI

By Tom Tobin | Jun 23, 2019

Models that leverage machine learning and AI can predict, with greater accuracy, applicant behavior. It gives organizations an edge; they...

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The Human Side of Intelligent Automation

By Tom Tobin | Apr 18, 2019

As organizations navigate increasing competition and cost pressure, the role of automation has become a key part of most IT...

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